Are Roof Repair Costs Covered by Insurance?
After a damaging storm or some other unforeseen event that resulted in roof damage, it can be a difficult time.
Trying to find the time and money to deal with ugly roof damage and the byproducts, such as leaks, can be very stressful for a homeowner. Insurance can help dramatically, but not everything is covered by insurance. So, how can you know what to prepare for?
Just about every homeowner insurance policy will cover damage in the event of a severe storm, fire, or even vandalism. It gets a little bit trickier when it comes to wind, hail, and rain. There are many things that determine when this damage is covered and when it is not. The best way to find this out is to contact your insurance provider and ask them directly.
The age of the roof is also taken into consideration. Usually, if the roof is under 10 years old, you will be reimbursed for the full cost of repairing the damaged roof. If the roof is older than 10 years, you may only be covered for whatever is the depreciated value of the roof.
Usually, roof damage incurred due to unforeseen acts is covered by insurance. You should always check with your provider directly, though, to find out what your costs will be under different sets of circumstances.
If you have any further questions for us or if you would like to schedule a roof repair, give us a call at 918-558-ROOF.
Outdoor Creations Roofing is located at 12816 S. Memorial Dr. in Tulsa, Oklahoma.